Benefits of Membership

Benefits Plus

Our Benefits Plus ® program offers savings, value and service like you've never experienced before. Special discounts and rebates on:

Travel - Hotel and Airfare
Identity Theft Protection & Security Center
Cash Back Rewards
Groceries
Emergency Road Service
Consumer Protection
National Restaurants
Insurance
And valuable discounts at over 100 local businesses and it's available to ALL Checking Accounts!

Benefits Plus Member Directory

If you don't have a Benefits Plus card enroll now to start saving today! You can enjoy a 90 day Free Trial - after the 90 days there is a monthly fee of $3.95 for this program.

Already a Benefits Plus Member?

Visit www.Benefits-Plus.org to inquire or purchase a benefit, to register your credit cards or family members, and much more.

Benefits Plus® Disclaimer
United Financial Credit Union has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Benefits Plus® members. Your credit union assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold Inc., the benefits provider. Discounts received through Benefits Plus® may not be used in conjunction with any other financial institution discounts. Not all services available in areas. Benefits and services subject to change.

Alert Me

Click here for more details or to Sign-up!

What is AlertMe?

AlertMe is a consumer credit monitoring service that will provide information to help stop credit fraud and identity theft. The service also provides insurance coverage to help defray costs associated with identity theft.

Daily credit monitoring: By scanning your credit daily, AlertMe is a first line defense against discrepancies that may affect your credit worthiness. When a significant change such as a new account, change of address or delinquent account is detected on your credit file, AlertMe will send you an e-mail notification. AlertMe also provides the steps you should take if you believe the activity could be fraudulent.

Identity theft insurance: Included with your subscription to the AlertMe service is up to $25,000 in identity theft insurance to cover your out-of-pocket expenses incurred to restore your identity and repair your credit (not currently available to residents of Texas or New York). Details about the insurance can be found in the insurance summary.

Optional online access to credit reports and scores: AlertMe gives you online access to credit reports and scores. You can easily and quickly request a credit report and score anytime you like. In addition to being able to view or print the credit report at the time you request it, AlertMe keeps a historical copy of each credit report you request through the service.

Monthly reassurance notification: If there has been no significant credit activity in the past 30 days, AlertMe will send you an e-mail letting you know there has been no activity and that your credit continues to be monitored.

Yearly free credit report reminder: Provides you a reminder and instructions on ordering the free credit reports available due to the Fair and Accurate Credit Transactions (FACT) Act.

Because identity theft is the nation's fastest growing financial crime, you need to make sure that you remain the only you. AlertMe is here to help!

Benefits Plus Identity Theft Protection & Security Center

A complimentary benefit for Benefits Plus members!

The power to protect your identity and secure your personal information is just a click away. Our Identity Theft Protection & Security Center will guide you through the steps required to take command of your identity and help prevent criminal attempts to compromise your credit and your good name.

Fraud Alerts
Junk Mail Reduction
Free Credit Reports
Credit Card & Personal Information Form
Identity Theft Restoration Service

If you're not already enrolled in Benefits Plus® click here to see all of the other great services included in Benefits Plus® membership and for details on how to sign up today.

Benefits Plus® Disclaimer
United Financial Credit Union has selected Generations Gold, Inc. a fully independent third party service provider, to provide travel and other discount services on an exclusive basis directly to Benefits Plus® members. Your credit union assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the direct responsibility of Generations Gold Inc., the benefits provider. Discounts received through Benefits Plus® may not be used in conjunction with any other financial institution discounts. Not all services available in areas. Benefits and services subject to change.

Report Card Rewards

Did you know you can get paid for earning good grades at school? It's true!!
Just bring in your report card, show us your grades and we will give you $2.00 for every A and $1.00 for every B.

You can turn in up to 2 report cards per school year and earn up to $10 per report card. Report cards should be from the current marking period. Good for Kindergarten - High School students.

Accel Financial Services

Accel is a non-profit company that partners with you to achieve your financial goals. This benefit of membership gives you access to free money management and financial education services.

You can receive assistance with:

Personal and family budgeting
Understanding your credit report and how to improve your score
Money management
Debt repayment
Avoiding bankruptcy, foreclosure and repossession
For more information, call Accel directly at 877.332.2235 or visit their website

The Accel web video series targets the entire financial lifecycle and the situations that can impact your finances during each one of them. The helpful advice is relevant to everybody — youth, those in their middle years, and those planning for retirement. Watch the videos here.

BudgetSmart

BudgetSmart is a software program that you can download to your personal computer. This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help you manage your money more effectively.

You can use the program to:

Establish a budget
Track spending
View tips for improving areas of overspending or inadequate saving
Experiment with "what if" scenarios to determine how a major purchase or change in income would impact your budget
Click here to download the program to your computer free of charge and you will be on your way to creating your own personalized budget!

CheckRight

Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. The self-study program allows you to learn at your own pace. Among other things, the program will help you learn how to:

Open an account
Write Checks
Make Deposits
Reconcile your account
Create a spending plan
Begin the program by clicking here.

Invest in America

There's never been a better time for credit union members to Invest in America. When you purchase a product or service from a U.S. based company, that money is re-invested in America. From schools to roads the money you spent on that purchase directly impacts the community services we all depend on. When you Invest in America, you win with great savings from these companies.

General Motors - save thousands!
Sprint - save up to 15%
FTD - save up to 25%
CU Benefits Express - save up to 60%
Direct TV
Complete Tax - save up to 56%
Allied Moving Benefits - save up to 60%
Equity Lifestyle Properties - save up to 25%
Much more!

MEMBERS Auto and Homeowners Insurance Discounts

You trust United Financial to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members
Access convenient e-service, pay your bill or make changes to your policy, even report a claim
Receive fast, easy access to claims service 24-hours a day
Obtain a free, no-obligation quote.

Click here to start saving!

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.Y0040_GHA082GH-0111

AAA Insurance Discounts

We’re Driven to Save You More!

As a member of a qualified group, you may be eligible for special Group-Discounted Auto Insurance through AAA. It’s easy to find out how much you might save.

Click here for a free no obligation insurance quote.

Or for more information, call 888-203-2606, or contact your local AAA Agent.

Saginaw Spirit Ticket Vouchers

Purchase your Saginaw Spirit Ticket Vouchers here - $9.50 each. Good for one Upper Level seat at a Home Game. Tickets available during hockey season.

Saginaw Sting Ticket Vouchers

Purchase your Saginaw Sting Ticket Vouchers here - $9.00 each. Good for one General Admission seat at a Home Game. Tickets available during football season.

Sprint Discounts

We have teamed up with Sprint to offer you up to a 10% discount on all of your recurring monthly charges (service rate plans, features, etc). Click here for more information.

Cedar Point Tickets

As a Credit Union member you can get discounted Cedar Point tickets at any of our offices! Tickets are available May - October each year.
Adults - $37
Juniors and Seniors - $18 ( 48" or less)
Soak City - $26
Ride and Slide - $70

Co-Op ATM Network

In the co-operative spirit, credit unions have joined together to give members ATM accessibility nationwide! Enjoy the convenience of over 25,000 surcharge free ATMs throughout the united states, simply for being a member. There are over 60 in the tri-city area, alone! Click here to find ATMs in your destination location.

Various Other Services

Free Notary Service
Free Document Shredding
Coin Counting Machines
Safe Deposit Boxes (Auburn & Weiss Office)