Direct Deposit

Direct Deposit is convenient, reliable and safe. Your money is available faster and you’ll never have to worry about a lost or stolen check.

Just by using Direct Deposit for your payroll check, Social Security**, retirement benefits or regular electronic deposits you can enjoy the “rewards” below.

Once your money is in your United Financial account you can access it easily with our free Virtual Branch Online Banking, US 24 Telephone Teller, or your Debit/ATM Card.


United Financial Credit Union Routing Number is 272477241

Always use caution and discretion when divulging your account number and information.


Direct Rewards

  • FREE Unlimited Debit and ATM card use (excludes surcharges)
  • $6.00 off check printing when ordered through United Financial
  • FREE unlimited Net Pay (online bill payer)

Ask about our Rewards Checking Account!!

**If you receive a direct deposit of your monthly Social Security payment into your sharedraft/checking account and do not want Courtesy Pay eligibility, you will need to contact us in order to formally stop paying your overdrafts with these funds.