Teen Accounts - Financial Beginnings

Gives Teens "Real World" financial management skills, while still under their parents watchful eye! For ages 13 - 17


Share (Savings) Account:

Membership begins with a $25 deposit into a share account.

Checking Account:

Members over the age of 13 can enjoy a convenient checking account. Unlimited Check writing, NO monthly Fee & get your first 50 checks FREE when you order your first box of checks.

MasterCard Debit Card:

It is like a check, but without the paper! Use your Debit Card anywhere the MasterCard logo is displayed. DON'T FORGET to deduct your purchases or withdrawals from the balance in your checkbook register. Works like a check and that money comes right out of your checking account!

MasterCard Credit Card:

Financial Beginnings members may qualify for a low limit credit card. Credit can be very useful, but you must use it wisely! Great for emergencies that you have no control over, like car troubles. Also a great way to start building your financial future and credit history.

Auto Loan:

Every teenager wants their own car! Our low-cost auto loans can help make that dream a reality!

Virtual Branch & 24 Hour Telephone Teller:

Access your accounts 24 hours a day 7 days a week. Check you balances, transfer money between your accounts, or see what transactions have cleared your account. Call a Member Service Representative to sign up today!

Mobile Banking:

United Financial Credit Union members can manage their accounts anytime and from anywhere, using our free Mobile Banking service. This service gives you three options on how to access your accounts from your mobile phone or device by using either Mobile Web, Text Banking or Downloading the iPhone or Android App. More Information

Must complete Guide to Money Questionnaire before opening.

Great Links for Teens!

If you are looking to open a checking account for the first time, CheckRight is designed to teach you how to manage your checking account.

Teen Business Link
Start it - Grow It - Own It

Teach kids about money and business!

Your College Savings Answers
Great information regarding paying for College!

Great information on getting ready for College. Tips on how to apply for financial aid, what career to choose and so much more!

NEFE Teen Resource Bureau
Money Tips and information

Brass CU
young today / rich tomorrow

Different Directions
Learning to reach your financial goals!
Teens/Middle School

It's Your Life
Are you ready?
Young Adult/High School

Credit Unions Rock.com
Money tips and ideas for graduates and older

Saving Money Tips for Teens!


Protecting Children's Privacy Online
The Children's Online Privacy Protection Act (COPPA) was passed by Congress in October 1998, with a requirement that the Federal Trade Commission (FTC) issue and enforce rules concerning children's online privacy. The primary goal of the Act and the Rule is to place parents in control over what information is collected from their children online. The Rule was designed to be strong, yet flexible, to protect children while recognizing the dynamic nature of the Internet. Click here to read the Frequently Asked Questions about the Children's Online Privacy Protection Rule.