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Certificate of Deposit rates are subject to change each Wednesday.
Ask about our CD Rates for $100,000 or more!!
Certificate of Deposit (CDs & IRA CDs)
(*)denotes a rate and / or yield available
to Direct Rewards members only
Rates effective as of June 1, 2009
Term Minimum
Investment		 Interest Rate Annual Percentage Yield

6 month Youth age 0-21

 $100 - $2,000 4.88%
 5.00%
3 month $500 or more 0.50%
0.75%*		 0.50%
0.75%*
6 month $500 or more 0.99%
1.24 %*		 1.00%
1.25 %*
12 month $500 or more

1.24%
1.49%*

 1.25%
1.50%*
18 month $500 or more 1.49%
1.73%*		 1.50%
1.75%*

20 month
Step Up

 $500 or more 1.59%
1.83%*		 1.60%
1.85%*
24 month $500 or more 1.73%
1.98%*		 1.75%
2.00%*
30 month $500 or more 1.98%
2.23%*		 2.00%
2.25%*
36 month   $500 or more Withdraw 50% with no penalty 2.23%
2.47%*		 2.25%
2.50%*
48 month $500 or more 2.47%
2.71%*		 2.50%
2.75%*
60 month $500 or more 2.71%
2.96%*		 2.75%
3.00%*


Rate Sheet
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Traditional IRA & Roth IRA Accounts
Tier APY*
Average daily balance of $100 - $1,999 0.25%
Average daily balance of $2,000 - $9,999 0.50%
Average daily balance of $10,000 - $49,999 0.75%
Average daily balance of $50,000 -$99,999 0.85%
Average daily balance of $100,000 & up 1.00%

*APY = Annual Percentage Yield

  
 
      Your Savings Federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S Government Agency.   

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