We have a variety of Savings options available to help you meet your savings goals!
Check out all of our Savings Accounts below or learn more about our Investment options here.

View our current Savings Rates here.

Saving Account Options

Savings Account

An individual becomes a member of United Financial by opening a Savings account. This is our basic savings program. Dividends are earned on average daily balances of $100 or more. The initial deposit and minimum balance requirement is $25.


Special Savings Account

A Special Savings account lets you keep funds separate from your original Savings account for whatever reason. This is a sub-account we can build under the same account number as your original Savings account – so there is no need to remember a totally different account number. This account is interest bearing like your original Savings account. And, best of all, you can name this account after whatever you’d like to save for – whether it’s Travel, Taxes, College or Home Repairs.

There is no minimum balance requirement for this account.


Money Maker Savings Account

A Money Maker Savings account lets you keep funds separate from your Savings account for whatever reason and allows you to earn a higher interest rate based on your balance.


Money Maker PLUS Savings Account

A Money Maker PLUS Savings account lets you keep funds separate from your Savings account for whatever reason and allows you to earn an even higher interest rate based on your balance. With EStatements and a Checking account with a Debit Card you can earn a higher rate with the freedom of being able to access your money, whenever you need to.


Health Savings Account

A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. An HSA not only helps you get a handle on rising health care costs, but also provides a tax-advantaged way to save.

You are able to easily access your HSA with a MasterCard Debit Card. Use it to pay for any of your eligible expenses.

Frequently Asked Questions about our HSA Account – Click Here

To open yours today – please contact a Member Service Representative.


Christmas Club

Join our Christmas Club and use the cash you’ve stashed for the holidays! You will have access to the money you have on deposit in your Christmas Club account in early October. That way you can get an early start on holiday shopping. With Payroll Deduction – saving is that much easier and you don’t have to worry about starting it up again from year to year – we do that automatically. Your holidays will be merry and bright with a Christmas Club from United Financial.


Vacation Club

Whether you choose a tropical island or an overnight getaway, you’ll be glad you saved for it at United Financial! There is no minimum balance requirement and you can use Payroll Deduction to save easily. Plus, you’ll earn interest just like your Savings account. Make United Financial your first destination when saving for your dream vacation!