Our free checking account is unbeatable! We offer several money-saving features that assist our members. Use your United Financial checking to make purchases, pay bills or get cash.
*No Minimum Balance Requirement
*There is no minimum amount that needs to stay on deposit.
*There are no fees regardless of your positive balance.
*Easily re-order your checks online (click here)

• No Monthly Fee
  We do not charge a monthly fee for account maintenance.
  
• No Per Check Charges
  Unlike some institutions that allow so many free and then start charging per-check over a certain number, United Financial lets you write as few or as many and it doesn’t matter.
  
• Free Monthly Statement
  There is no monthly statement-processing fee. We will send you a statement of your Checking account free every month.
  
• Earn Dividends
  Dividends are posted on the last day of the month and are clearly itemized on your monthly statement. Dividends are earned on an average daily balance of $2,500 or more.
  
• Fifty Free Checks
  When you place your first order of checks with us (upon opening your new account), we will also order fifty checks for you for free to get you started.
  
• Free Checks for Seniors
  We offer one style of checks free of charge to members who are 55 years of age and older.
  
• Duplicate Copies of Each Check
  The checks we offer come with carbonless copies – so you’ll automatically write a non-negotiable duplicate every time you issue a check. Checks are not returned on a monthly basis – so these copies serve as receipts. For a small fee, check copies may be ordered for proof of payment.
  
• Debit/ATM Card Access
  Your Checking account and Debit/ATM Card go hand in hand. In fact, you will need a United Financial Checking account in order to use the Debit/ATM Card for debit transactions.
  
• Balance Your Account with
  United Financial Virtual Branch--online account management United Financial Virtual Branch and U.S.24 will give you the status of your account 24 hours a day, 7 days a week. You can transfer funds between accounts to cover checks or debits, monitor recent activity, and even reorder checks online. It's a great compliment to your United Financial checking account! Sign up today!