Our free checking account is unbeatable! But we have made it even better!

Direct Rewards Checking can provide the amazing rate of 5.00% APY*, plus reimburse you for ATM withdrawal surcharges you may receive from other locations.

Here is how it works!

You need to have:

• Checking Account
• Direct Deposit**
• Virtual Branch
• E-Statements
• 12 Debit Card transactions
• Pay 1 bill a month with Net Pay

You can:

• Earn 5% APY on a monthly average daily balance up to $25,000 in your checking account
• Get reimbursed for ATM withdrawal surcharge fees from other locations

Already use all of these services?
No problem you will automatically receive the great rewards!

Missing a few of the services? That's ok too! Just give the credit union a call and we can get you set up!!

*APY = Annual Percentage Yield.

Rates are subject to change. Please refer to our current rate sheet. Direct Rewards Checking is for Personal Accounts only.

The maximum for ATM reimbursement is $25.00 per month. Debit Card use must be signature based (using your PIN code will not qualify). Debit Card Transactions must have a minimum transaction amount of $5.00 each. Debit Card transaction must clear the account by the end of the month to qualify for the 12 transactions.

**If you receive a direct deposit of your monthly Social Security payment into your sharedraft/checking account and do not want Courtesy Pay eligibility, you will need to contact us in order to formally stop paying your overdrafts with these funds.