Lighten Your Debt!

Take advantage of United Financial Credit Union’s Balance Transfer Loan and start off the year right by consolidating all of your credit cards or other high-rate loans into one low-monthly payment!

  • Pay off credit card debt
  • Consolidate secured/unsecured loans
  • Lower your payment(s)

Whether you are an existing member or a new member who is interested in taking advantage of all of the benefits that United Financial has to offer, a balance transfer loan may be just what you need to get your finances back on track for the New Year.

Take advantage of our Balance Transfer Loan and receive a special gift from us!

  • Transfer 1-2 loans and receive a $25 gift card
  • Transfer 3-4 loans and receive $50 in gift cards
  • Transfer over 5 loans and receive $75 in gift cards 
Consolidation Loans – rates as low as 5.50% APR*
Secured Loans – rates as low as 2.75% APR*

Have a question? Contact us at:

Local:   (989) 777-3620
Fax:   (989) 777-3642

Should you consolidate?

Wondering if debt consolidation is right for you?  Check out our debt consolidation calculator!  See how you can lower your monthly payments and save in interest at the same time!

Ready to get started?  You can start your loan application below.

Requesting Information on Balance Transfer Loan

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We will respond to your request within 2 hours during our business hours, and next day if it is after hours.

Some restrictions may apply. Contact Credit Union for details.  Promotional rate is valid for new money loans only.