Ready to move into a new home?

Find out how you could qualify for up to $1,500 OFF closing costs.

house on a street

United Financial is your trusted financial partner with a wide variety of accounts and services, we can help keep things running smoothly today and plan for a bigger, better tomorrow. You can enjoy the personal attention you deserve with friendly, local service from our expert staff.

Buying or refinancing a home is about you and your home, not about the mortgage. We’ve streamlined the process for both into easy steps. Once you have the financing you need you can focus on what really matters: your home.

United Financial Credit Union is now offering up to $1,500 OFF Mortgage Closing Costs!!***

Competitive Rates and Great Term options available!!

Ready to get started? Contact our Mortgage Department at 989.777.3620 or email to schedule an appointment with our team today!

***Loans currently financed with United Financial CU are not eligible for this offer. Excludes Home Equity Line of Credit, Construction, Home Improvement Mortgage, RD, VA, FHA,  and Rental Mortgages. Cannot be combined with any other offer. Credit and other restrictions may apply. Offer valid for a limited time only.

Membership Eligibility

We are happy to offer membership to to anyone that lives, works, worships or attends school within any county in the State of Michigan’s Lower Peninsula. An individual becomes a member of United Financial by opening a Savings account. This is our basic savings program and requires an initial deposit and minimum balance requirement of $25.

Now it is easier then ever to open your account! Click on “Open an Account” below and start the account opening process from the comfort of your own home.

If you run into any questions or problems, please give us a call at 989-777-3620 ex 5103 or email



United Financial Credit Union NMLS ID 652309