Welcome to United Financial!

We are proud to welcome you to our credit union family. Please use this as a resource to learn more about your credit union membership.


Below are some of the most frequently asked questions from our new business members. If you are looking for additional information, please don’t hesitate to contact us at 989.777.3620 or email our team. We’re happy to help you!

Online Services

Use your computer or mobile phone to access your United Financial account information! It’s totally FREE and is accessible 24 hours, 7 days a week!

Enroll in Virtual Branch Online Banking below. Once you enroll you can also sign up to receive electronic statements, pay your bills with Business Net Pay and download our mobile app.

What can I do on Virtual Branch?

  • Check your account balances
  • Account transfers – transfer money between your accounts or transfer money to another account at United Financial Credit Union
  • Make a loan payment on your account.
  • Set up external transfers to accounts you may have at other financial institutions. 
  • Change your address
  • Sign up for E-Mail Alerts
  • Pay your bills with Business Net Pay
  • View your statements

Convenient Services

  • United Financial Credit Union Routing Number is 272477241
  • Saturday and Extended Hours
  • HSA Savings Accounts
  • Virtual Branch Home Banking
  • Mobile Banking with Check Deposit
  • Online Bill Payment and Payroll options
  • US 24 Telephone Teller
  • Debit/ATM cards
  • Night Deposits
  • Notary Public Service
  • Wire Services
  • Coin Counting
  • Safe Deposit Boxes

United Financial is a trusted financial partner for your business. With a wide variety of accounts and services, you can keep things running smoothly today and plan for a bigger, better tomorrow. And with friendly, local service from our expert staff, you can enjoy the personal attention you deserve.

Membership Benefits

United Financial is your trusted financial partner with a wide variety of accounts and services. Membership offers many benefits exclusive to credit unions that can’t be found at a bank!

What you’ll love about being a member with us:


Lending Options

Whether your starting a business or strengthening an established business, we have the resources to make your venture a success. Our lending program provides a wide range of benefits that will help drive your business.

  • Business Lines of Credit
  • Equipment Financing
  • Vehicle Loans
  • Commercial Real Estate

Employee Benefits

We can also support your employee’s financial needs! Credit union membership is a valuable benefit for your employees- at no cost to your company. With a variety of accounts and services, we can help you reward your staff while enhancing their financial well-being.

We can also come to you with services such as:

  • Employee lunch and learns
  • Credit Union informational table
  • Payroll information Inserts
  • Articles for your employee newsletter

Merchant Card Processing

United Financial Credit Union is able to offer you easy and affordable payment processing solutions to meet today’s consumer demands.


  • Innovative payment options for credit, debit, electronic check acceptance and more
  • Choose from a variety of credit card processing technology including wireless, mobile, Internet and PC

Investment Options

Investing your money makes sense (and dollars). Take a fresh look at your finances and consider how your money can make money for you.  Investing wisely today will provide you with a better tomorrow. 

Invest Here | Financial Advice