Put more cash in your pocket this month with our Skip a Pay!

There are times when you may need a little extra cash due to unexpected financial obligations. Our Skip A Pay program allows you to skip up to two (2) monthly payments on your loan(s) per rolling year; skipped payments may not be in consecutive months. For a $40 fee, United Financial offers Skip a Pay to allow you to skip your loan payment, so you can use that money for something else. When you use this option on your eligible United Financial loan*, you can take the money you’d normally use to pay your loan to cover:

  • Daily finances
  • Unexpected medical bills
  • Home or auto repairs
  • A larger-than-expected tuition bill
  • Extra money for holidays

All eligible requests must be received within 5 business days of your loan payment due date.


To Skip your Payment – Log into Online Banking.  You will see a menu option – Skip a Payment
If your loan is eligible to be skipped, follow the on screen prompts to process your request!

*Non-eligible loans include mortgages, Commercial Loans, Elan credit cards, no credit check special loans, home equity lines of credit, unsecured lines of credit and any loan being paid by credit union disability insurance. Some Restrictions May Apply. You can skip two payments per rolling calendar year, cannot be consecutive payments skipped.  $40 fee per skipped payment.
If you have an automatic payment from another institution and are doing a skip a pay, please contact the Credit Union to suspend the automatic payment for that month.