Our branch offices are open for teller transactions, Monday – Friday from 10:00 am – 3:00 pmBecause of the limited capacity, you may still find it more convenient and quicker to continue to use the drive thru lanes for your usual transactions. If you need services other than a teller or the coin machine, we ask that you please continue to make an appointment by contacting our office at 989-777-3620 or go online to make an appointment.

Thank you for your patience and support during these trying times.  We value your membership and loyalty and we look forward to continuing to serve you.

United Financial CU is here for you. If your family has encountered hardship as a result of Covid-19, our team is available to discuss solutions for you. Please do not hesitate to reach out to us.  Click Here to Learn More

United Financial Credit Union wants to be the reason someone smiles today. During these past few months we know how hard the world has become and how much added stress everyone has been under. We would love to recognize those that have Chosen Kindness or have done something to help others

Nominate a person that has Chosen Kindness in the Great Lakes Bay Region! We will select winners twice a month to win a $25 Gift Card .


We will be collecting items at all 6 branches from November 1-19th. Monetary donations will also be accepted to help offset the cost of packaging and shipping.  Please make sure to look over what is needed and what cannot be shipped overseas.

Collections boxes are available at all locations right inside the front doors. Items can be dropped off between 10:00am – 3:00pm, Monday – Friday.

Monetary donations can also be accepted at any location, at our Drive Thru or online.

Visit our Event page for an updated list of current FREE online seminars

Seven Tips for Navigating the Holidays During Covid-19
Date: November 4 at 1:00pm

Playing it Safe on the Internet: Protecting your Identity and Online Security
Date: December 16 at 1:00pm

Learn More or Register Here


Scam artists take advantage of times like these to gain access to bank accounts. Protect yourself by being aware of suspicious emails, phone calls and text messages. If it seems like it could be fraud, it probably is, so listen to your gut and don’t provide your personal identification (usernames, passwords, Social Security number, etc.) unless you are 100% certain you are dealing with a legitimate organization—one with whom you have made the initial contact. Do not click on links or download attachments from unknown email senders, and do not make purchases or donations on any unknown sites.  Learn More Here