Making more happen with the power of “yes.”

Sometimes you just need to make a purchase now. Our personal loan programs are here to help your family in any way we can. We promise to treat each request with the respect you deserve.

When you need a little more cash.

Perfect for those bigger purchases that you may find yourself faced with. Home computers, family vacations, minor home improvements and more are all perfect for our personal loans. Applying online is easy and takes little time.

Get Flexible

Qualified applicants can borrow up to $20,000 with comfortable repayment terms.

Keep Saving

Personal loans can help you free up some cash without touching your savings. You may prefer to save those funds for a rainy day!

Skip a Payment!

Our Skip A Pay program allows members to skip up to two (2) monthly payments on your loan(s) per rolling year.

Explore our personal loans

Minimum Loan Amount

$1,000

Maximum Loan Amount

$20,000

Maximum Term

Up to 5 years

APR*

As low as 9.50%

Example payment on $1,000 at 9.50% for 3 years – $32.04 per month

Need help rebuilding your credit? We have just the solution for you!

Everyone deserves a little help getting back up on their feet. Our Credit ReBuilder Loan helps establish improved credit through regular monthly payments, all while building you a savings account at the same time!

Credit rebuilder loan

Minimum Loan Amount

$300

Maximum Loan Amount

$1,000

Maximum Term

12 months

APR*

Contact the Credit Union for more Information

Check out our free resources to help you plan your purchase!

Protect the things that matter the most.

Financial Protection for the unexpected – protect the ones that matter most. United Financial CU Debt Protection with Life Plus* could help your family’s financial situation against a variety of covered life events:

  • Involuntary Unemployment
  • Disability
  • Death

For additional protections, Life Plus can extend your United Financial CU Debt Protection with Life Plus to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave

Your purchase of United Financial CU Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.

Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of United Financial CU Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan.

Guaranteed Asset Protection can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss. GAP can help lighten the financial burden for you and the people you care about. Get GAP today so you can worry a little less about tomorrow.

Mechanical Repair Coverage (MRC)

You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of any covered breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow.

Is membership for you? See the benefits now!