We have seven locations in the Great Lakes Bay Region. Click here to find the office nearest to you.


Have a question?
Contact us at:
Local: 989.930.0119
Tollfree: 800.772.8728
Fax: 989.777.3642


Please do not send sensitive or private information via email.

General Questions
Loan Department
Mortgage Department
Account Questions


Have a question?
Text us at: 43783

Member Service Questions:
Text Keyword – UFAccount

Late Payment Questions:
Text Keyword – UFHardship

Learn More about our Texting options here.


Main Office:
United Financial CU
PO Box 6430
Saginaw, MI 48608

Routing Number

United Financial Credit Union Routing Number is 272477241