Visit We have seven locations in the Great Lakes Bay Region. Click here to find the office nearest to you. Call Have a question?Contact us at:Local: 989.930.0119Tollfree: 800.772.8728Fax: 989.777.3642 Email Please do not send sensitive or private information via email. General Questions Loan Department Mortgage Department Account Questions Text Have a question?Text us at: 43783 Member Service Questions:Text Keyword – UFAccount Late Payment Questions:Text Keyword – UFHardship Learn More about our Texting options here. Mail Main Office:United Financial CUPO Box 6430Saginaw, MI 48608 Routing Number United Financial Credit Union Routing Number is 272477241