One day you won’t be working.

The glory days of retirement will come, and those are your days to fill with family and fun–not worrying about your finances. Our retirement savings accounts make it easy to save more so later on you can worry less.

Secure your financial future today

No matter what stage you’re at in life, saving now with an IRA can better prepare you for your future. Whether you are just beginning your career, planning for your family, or approaching retirement, it’s always wise to start saving with a Traditional IRA or a Roth IRA.

Competitive Rates

Enjoy higher returns on your investments and retirement savings with our competitive rates and various term options.

Expert Guidance

Our knowledgeable team is here to guide you through the process of selecting and managing your retirement accounts.

Secure Investments

Your investments and retirement savings are insured by the NCUA, providing peace of mind and financial security.

Traditional and Roth IRAs

Tier Actual Rate APY** Variable

Average daily balance of $100 – $1,999

0.05%

0.05%

Average daily balance of $2,000 – $9,999

0.10%

0.10%

Average daily balance of $10,000 – $49,999

0.15%

0.15%

Average daily balance of $50,000 – $99,999

0.20%

0.20%

Average daily balance of $100,000 and up

0.25%

0.25%

Want to discuss your options with someone? Schedule an appointment now!

Which IRA Account is best for you? Let’s compare.

Traditional IRA

Defer taxes on your contribution earnings until they are withdrawn.

Roth IRA

Enjoy eligible tax-free withdrawals after a five-year holding period.

Contribution Requirements

Add money at any age, as long as you have earned compensation

Add money at any age, as long as you have earned compensation

Required Minimum Distributions (RMDs)

Must begin taking RMDs at age 72

RMDs do not apply

Contribution Amount per Tax Year

If you are 50 or younger you can contribute up to $6,000. Over 50, you can contribute up to $7,000

If you are 50 or younger you can contribute up to $6,000. Over 50, you can contribute up to $7,000

Best suited for:

An individual who expects to be in the same or lower tax bracket when they start taking withdrawals

An individual who expects to be in a higher tax bracket when they start taking withdrawals

Learn more about planning for retirement now! We offer free financial education for anyone willing to learn!

Prepare for your future with a Roth IRA

An IRA can help you save more for retirement

Save for retirement with a Traditional IRA

Moving your retirement savings without losing tax benefits

An HSA is more than just a savings account for medical expenses

Help the child in your life achieve a bright future

Understand your beneficiary distribution options

Is it time to cash in on your retirement savings?

Finding the right retirement plan for your business

There’s a plan for your business

An HSA completes your health benefits package

Helpful Financial Resources and Calculators

Retirement Savings Calculator

Estimate your future retirement savings

Retirement Income Calculator

Determine how much income you can expect in retirement

Am I Ready to Retire

Evaluate your retirement financial readiness.

Estate Planning Checklist

Make sure you have everything set

Not a member yet? Join now and get ahead of your retirement!