Join United Financial Today!

We are happy to offer membership to anyone that lives, works, worships or attends school within any county in the State of Michigan’s Lower Peninsula. An individual becomes a member of United Financial by opening a Savings account. This is our basic savings program and requires an initial deposit and minimum balance requirement of $25.

Open a new account today and experience the Credit Union Difference!
Mention this offer when you open your new account and receive a $25 Gift Card!*

Let us Save You Money on Your Loan Payment!
Finance a New Loan or Refinance with us and receive $50 gift card!**

Easily Access your Money with a Checking Account.
Open a New Checking Account and receive $25 gift card!***

*Must show offer at account opening. Some exclusions may apply. Gift Card type will vary based on office. Must be a new United Financial Credit Union account.
** Loan offer – valid on new loans to United Financial Credit Union. Show offer at time of loan application to qualify.
***Checking Offer – valid on new checking accounts with United Financial Credit Union. Show Offer at time of opening new checking.

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Why join United Financial? United Financial is your trusted financial partner with a wide variety of accounts and services. Membership offers many benefits exclusive to credit unions that can’t be found at a bank! 

What you’ll love about being a member with us:

  • High-interest rates on savings accounts and Certificates of Deposit
  • Savings insured up to $250,000!
  • A variety of discount programs
  • Investment services
  • Low-interest rates on mortgages and auto loans
  • Special account perks for our Hometown Heroes

How do I Join?
Join United Financial and start reaping the benefits of our membership. Becoming a part of our credit union family has never been easier!


  • You live, work, worship or attend school within any county in the State of Michigan’s Lower Peninsula.
  • You have a family member who already belongs to United Financial.


  • Stop into any office and complete our easy application to begin enjoying the benefits of Credit Union membership!

Membership Benefits? Credit union membership comes with a number of benefits. We’re outlining a couple reasons why you should join today. We know you’ll like these benefits because our members have told us this is what they love about membership at United Financial Credit Union:

  • Great rates on savings accounts and loans.
  • A variety of additional services and discount programs.
  • Fewer fees or lower fees on items.
  • Friendly, Personal and Fast Service.

Have a Question?


Call: 989.777.3620


Email us using the form below

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