Join United Financial Today!

We are happy to offer membership to anyone that lives, works, worships or attends school within any county in the State of Michigan’s Lower Peninsula. An individual becomes a member of United Financial by opening a Savings account. This is our basic savings program and requires an initial deposit and minimum balance requirement of $25.

Why join United Financial?
United Financial is your trusted financial partner with a wide variety of accounts and services. Membership offers many benefits exclusive to credit unions that can’t be found at a bank! 

What you’ll love about being a member with us:

  • High-interest rates on Savings accounts and Certificates of Deposit
  • Drive Thru with Extended Hours
  • Online Services for easy 24/7 access to your accounts
  • Savings insured up to $250,000!
  • Reward Checking Accounts
  • A variety of discount programs
  • Investment services
  • Low-interest rates on mortgages and auto loans
  • Youth and Teen Accounts
  • Business Services
  • Free Financial Education Services

How do I Join?
Join United Financial and start reaping the benefits of our membership. Becoming a part of our credit union family has never been easier!


  • You live, work, worship or attend school within any county in the State of Michigan’s Lower Peninsula.
  • You have a family member who already belongs to United Financial.


  • Stop into any office and complete our easy application to begin enjoying the benefits of Credit Union membership!

Membership Benefits
Credit union membership comes with a number of benefits. We’re outlining a couple reasons why you should join today. We know you’ll like these benefits because our members have told us this is what they love about membership at United Financial Credit Union:

  • Great rates on savings accounts and loans.
  • A variety of additional services and discount programs.
  • Fewer fees or lower fees on items.
  • Friendly, Personal and Fast Service.

Have a Question?


Call: 989.777.3620


Email us using the form below

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