Say goodbye to overdraft fees.

Set up your personal line of credit and relax knowing you have money available any time,  with no need to make emergency overdrafts!

Keep yourself covered.

Overdrafts happen, but they don’t have to cost you in penalty fees.

A personal line of credit can act as your Overdraft Protection that advances funds to your checking account for pre-authorized withdrawals, checks, and automated bill payments. You pay interest on the amount in use, but no penalty fees for overdrafting!

Use this convenient line of credit as overdraft protection for your checking account or you can easily access cash in a variety of ways:

  • In person at any United Financial branch
  • By calling US 24 Telephone Teller
  • Online or Mobile Banking

Personal Line of Credit

Minimum Loan Amount


Maximum Loan Amount


Maximum Term

Open Ended


As low as 14.90%

Life is better when you’re a member.