ATM & Debit Cards

Behold the power of plastic! With a United Financial Debit/ATM MasterCard you can have 24 hour access to your account. You can change your PIN at any United Financial ATM or by calling 877-265-9594.

New Chip Card Technology on your Debit Card.
Learn more here:
Chip Card FAQ
How to Use your Chip Card


  • Access savings and/or checking for transactions at an ATM
  • NO SURCHARGE ATMs for credit union cardholders (When used on the CO-OP, Plus or Jeanie Networks)
  • Accepted worldwide


  • Use your debit card instead of writing checks
  • Enjoy special offers from your favorite merchants instantly through our money-saving Rewards Program called Ampre
  • Use it anyplace you see the MasterCard logo
  • Sign for purchases and use it for FREE!
  • Accepted worldwide
  • Save time and money by not having to write checks
  • There is no need to fumble with a cumbersome checkbook – when you can carry a United Financial Debit Card instead!
  • This is not a credit card
  • You’ll love the convenience of this service!
  • Register your Debit Card with MasterCard Secure Code for added security when you shop online!
  • Learn about our Debit Card Fraud Detection Service


Lost or Stolen Card?

  • During business hours – call 989-777-3620 to be connected to a Member Service Representative.
  • If after business hours – call 989-777-3620 ex 3.

Would you like to dispute a charge on your Debit Card?
Please fill out this form and turn into any office. Print Form Here

Would you like to Opt-In for Overdraft Protection on your Debit Card?
Please click here to read and complete the form to Opt-In