Being able to spend when you need to? That’s a good feeling.
Credit cards may be simple plastic, but they represent freedom. The freedom to make purchases with convenience and confidence. Best part, our credit cards come with amazing rewards!
As quick as your life
With how fast daily life moves, it’s nice having a payment option that’s touch and go! United Financial has several card options, and choosing the right card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!
Accepted All Over
Our MasterCard credit cards are accepted across millions of locations online and worldwide.
Fraud Protections
With Zero Fraud Liability you won’t be liable for fraudulent purchases if your card is lost or stolen.
Tap to Pay
Tap to pay or add your card to Google Pay, and Samsung Pay for quick, secure purchases. {Apple Pay coming later this month}
Easy Access
Easily manage your credit card right inside your Digital Banking—view transactions, check your balance, and make payments anytime, anywhere.
Platinum Rewards Credit Card
- 4.90% APY** introductory rate for first 90 days!
- Earn Rewards while you shop!
- 3.00% cash back on Travel ‡
- 2.00% cash back on Dining and Gas ‡
- 1.00% everything else
- Easily redeem your rewards via the CashBack+ section in your Digital Banking account
- No Annual Fee
Platinum Credit Card
- 4.90% APY** introductory rate for first 90 days!
- A straightforward credit card with a low rate
- No Annual Fee
UFirst Credit Card
- A great card option to help you build or restore your credit.
- No Annual Fee
**Promotional Period for Introductory APR – Platinum Mastercard, Platinum Rewards Mastercard :
The Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first 90 days following the opening of your account. Any existing balances on United Financial Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers
‡ 3.00% cash back on Travel and 2.00% cash back on Dining and Gas – these specials are valid until 12/31/2025
Need to report a lost card?
Contact a Member Service Representative right away and we can work to ensure your account is protected and get a new card in your hands as soon as possible.
Interested in Credit Card
If you are an existing United Financial CU Elan Credit Card holder – please use one of the below methods to make your credit card payment, as we are no longer able to accept payments in office or over the phone.
To make your United Financial Elan Credit Card Payment
- United Financial CU Net Pay
- Elan’s Website – click here
- Elan’s Mobile app
- Over the phone with Elan’s number (866-234-4691)
- Through the mail
For those members with a United Financial Elan Card, you will notice:
- Your monthly statements will not have our name on them.
- When your card expires and/or when a new card is issued it will no longer have our name on it.