Whether you’re a student or a working adult, buying your first car is an exciting time in your life. A vehicle is a major purchase, and many of us need some form of financing to complete that purchase. We want to help you get into your first car and get moving.

United Financial Credit Union is pleased to announce simple and affordable auto loans for first-time buyers. They’re a great way to get on the road to a successful future.

Introducing First Time Auto Loans

Special Rate for First-Time Buyers

First-Time Auto Buyers receive a flat rate of 8.99% APR*.

No Co-Signer Required

For qualified applicants.

Good Grade Discount

Are you a student with a cumulative GPA of 3.50 or higher? Get an additional 1% discount on your interest rate when you show us your report card!

Our process is simple, but we are still here to walk you through it if you need us.

Time to show off your new wheels!

**To qualify: must be at least 18 years old,  you must be a first-time buyer with no previous auto credit or derogatory credit reported (collections, liens, etc.).   The maximum loan amount is $15,000. Maximum term of 60 months.  Vehicles must be model year 2014 or newer with fewer than 100,000 miles.  Applicants must be employed for a minimum of 90 days at current job and have verifiable income.  Monthly payment not to exceed 15% of gross income.  Minimum $500 down payment.  Cumulative G.P.A of 3.5 or higher to qualify for the 1% discount. Rate discounts cannot be combined.  For qualified buyers only, not all applicants will qualify. Qualified applicants are eligible for standard annual percentage rates.  Membership required. Standard underwriting guidelines apply. Rate cannot go below current A credit, 5 year rate. Some restrictions may apply.