Identity theft protection service for United Financial Members & eligible Family Members!
Identity theft is a crime in which an imposter gains access to another’s personal information, such as Social Security, credit card numbers, or medical insurance information and uses this information for personal gain. Identity theft might be the result of a lost or stolen purse, stolen mail, documents taken from trash, data breach, computer virus or telephone scam.
Becoming a victim of identity fraud is a frightening, frustrating experience and it can happen to anyone at any time. If you become a victim of identity theft, experts will provide you with professional fraud resolution, helping you document damage and file necessary paperwork. This recovery plan reduces time spent restoring your credit and reputation, and valuable expense reimbursement is offered to help cover eligible expenses related to clearing your name and repairing damaged credit.
Personal checking accounts at United Financial include our identity theft protection service, IDProtect®. You, your family (1), and joint account holders receive the following identity theft protection for a low monthly fee of $1.99.
Personal Protection and Peace of Mind with IDProtect®
IDProtect®- Identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1:
- Comprehensive Identity Theft Resolution Services
A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.
In addition to the benefits listed above, you also receive the following listed benefits at no additional cost. Visit www.IDProtectMe247.com and use the access code that you received by mail or at the time of account opening. If you no longer have this code contact us and we can provide it to you.
- Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)
- Debit and credit card registration (Registration/activation required.)
- Total Identity Monitoring
Monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (Registration/activation required.)
- 3-in-1 Credit File Monitoring2
IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
- 3-in-1 Credit Report
Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on Equifax data. Third parties may use a diﬀerent type of credit score to assess your creditworthiness. (Registration/activation required.)
- Credit Score – can request new credit score every 90 days or after receiving credit alert
- Identity Theft Expense Reimbursement Coverage3
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
If you’re not already taking advantage of this service, contact a United Financial representative to start protecting yourself today!
There’s no substitute for your protection and peace of mind.
1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other ﬁduciary accounts, the service covers the beneﬁciary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
2 Credit file monitoring from Experian and TransUnion will take several days to begin following activation.
3 Special Insurance Program Notes: The description herein is a summary only. It does not include all terms, conditions and exclusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Guide to Benefit for complete details of coverage.
Insurance Products are not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate and are not insured by the NCUA or Any Federal Government Agency.