How Do I Join United Financial?

An individual becomes a member of United Financial by opening a Savings account. This is our basic savings program and requires an initial deposit and minimum balance requirement of $25.


Join United Financial and start enjoying the benefits of our membership. Becoming a part of our credit union family is easy!

  • You live, work, worship or attend school within any county in the State of Michigan’s Lower Peninsula.
  • You have a family member who already belongs to United Financial.

Please bring with you:

  • Driver’s License
  • Social Security Number
  • Social Security Card (if 17 and under)
  • School Photo ID (if 17 and under)

Open an Account OnlineButtons---open-acct

Print an Application Here Buttons---member-appButtons---trust-app

Print a Switch Kit to transfer your Accounts


How Does My Business Join United Financial?

Just stop into any office and complete an application!

Please bring with you:
(only certain items will apply to your business)

  • Driver’s License
  • Social Security Number and/or Employer Identification Number
  • DBA (Doing Business As) paperwork
  • Certified Business Registration Certificate
  • Articles of Incorporation
  • Partnership Papers
  • Tax Exempt Status Papers from IRS
  • Copy of your bylaws and/or minutes

Membership Eligibility

We are happy to offer membership to individuals and businesses within any county in the State of Michigan’s Lower Peninsula. We can serve many types of businesses including:

  • Sole Proprietorships
  • Corporations
  • Limited Liability Companies
  • Partnerships
  • Unincorporated Organizations
  • Non-Profit Organizations


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents