With a health savings account (HSA), you can set aside pretax income to pay for current or future health care, including deductibles, copayments, and any qualified medical expenses, including dental bills and prescription drugs. Any withdrawals you make from the Read More …
Credit Card Balance Transfers Through United Financial – Is it Worth It?
Debt can feel overwhelming. Managing multiple sources of debt even more so. Instead of keeping track of each of your balances, rates and payment dates–it may be easier to look into debt consolidation. Loan consolidations are a debt management Read More …
To Buy or Not to Buy a Home?
Investing is like life: nothing ventured, nothing gained. If you’re planning to buy a home, you probably have good reasons for your decision. It may be that you share the feeling that owning your own home is a key part Read More …
Budgeting for Holiday Gifts Now
We all know that one person who starts buying gifts for the holiday season before anyone else. Is it insanity, or is it wisdom? Before you know it the days will be shorter, snow will blanket the ground, and Read More …
Dealing with Illness
Keep your fingers on the pulse of your financial health. Dealing with COVID-19 The Families First Coronavirus Response Act designates that testing for COVID-19 should be free to all Americans, whether they are insured or not. Care for coronavirus, on Read More …
Credit Unions helped local businesses with PPP Loans
Credit Unions are known for helping their members and during the recent pandemic they were able to provide the SBA PPP Loan to these small businesses in their communities. United Financial Credit Union was was able to grant 48 PPP Read More …
First-Time Homebuyer? Make Sure You’re Prepared for These 7 Hidden Costs
BY: GREENPATH FINANCIAL WELLNESS (GreenPath is a service offered to United Financial Members) As real estate markets re-open across the country, current historically-low mortgage rates may make it seem like the perfect time to purchase your first home. For many, Read More …
When to Buy a New Vehicle
When your vehicle breaks down, you know it’s time to get a new ride. But what about proactively selling your vehicle before it completely loses its value? Is there a best time to transition to a new vehicle? Here are Read More …
Common Financial Mistakes Young People Make and How to Avoid Them
Young people make mistakes, and that’s a part of growing up in life. However, financial mistakes can really set a young person back. Here’s some tips for young people to set themselves up for success and cultivating a healthy financial Read More …
Free financial counseling for those facing financial challenges
Our hearts go out to all affected by the mid-Michigan floods. We know that recent times have been tough for many of you, and there may be challenges ahead. Please know that we are here to support you through these Read More …