Budgeting can be a simple and straightforward process. It can also be a rewarding experience for all family members. But, it takes interest and commitment. Here are seven steps to help you create a successful budget. Discuss Values – Determine Read More …
Banks are not the only financial institution around. If you use a bank simply because that’s what you’ve always done, you might be surprised to learn that when it comes to managing your finances, auto loans, mortgages, and planning Read More …
Always remember that the most important factor in using money wisely is not how much money you make, but how you use it! Here are 10 rules that can help you achieve financial success. 1. Arrange a family system for Read More …
Many people want to know how they can establish or re-establish their credit history. This is an important issue because credit records are essential to obtain credit. The information in your credit report is used by potential creditors to determine Read More …
Fed up with your bank? Tired of the fees? You’d put your money elsewhere if there were only some other place to put it? You’re in luck! There is such a place! It’s called a credit union. If you Read More …
The National Automated Clearing House Association will be implementing Phase 2 of the new ACH processing rules. This rule change will address the posting process for withdrawal transactions. Effective September 15, 2017, electronic (ACH) withdrawal transactions may post to your Read More …
You could save today & tomorrow, often without that penny-pinching feeling. Provided by Jonathan P. Dekker Directly & indirectly, you might be able to save more per month than you think. Hidden paths to greater savings can be found at Read More …
We all know how expensive college is. Are there ways to reduce the cost of a college education? There are many choices that impact college costs and when you do your research and communicate as a family, you will make Read More …
You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it Read More …
School is out, and summer is upon us. It’s time to let loose and have some fun. That sounds great in theory, but it can be horrible for our finances if we aren’t careful — especially when it comes Read More …