Debt is a fact of life but being hounded by debt collectors can be a truly stressful and frustrating experience. It’s important to know your rights and how to handle these situations so you can get back to financial Read More …
Category: Financial Tip
Money Myths You Should Think Twice About
Bad advice is everywhere, especially when it comes to money. It’s always a good idea to take any advice you receive about money with a grain of salt and do your own research. It can save you a lot of Read More …
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Used Read More …
How to Boost Your Local Economy
During a recession, there are plenty of things everyone can do to help boost the economy. Shutdowns, Social Distancing, and the Economy Many local governments are trying to navigate the economic impact of the COVID-19 pandemic. With residents staying home, Read More …
Health Savings Accounts
With a health savings account (HSA), you can set aside pretax income to pay for current or future health care, including deductibles, copayments, and any qualified medical expenses, including dental bills and prescription drugs. Any withdrawals you make from the Read More …
Credit Card Balance Transfers Through United Financial – Is it Worth It?
Debt can feel overwhelming. Managing multiple sources of debt even more so. Instead of keeping track of each of your balances, rates and payment dates–it may be easier to look into debt consolidation. Loan consolidations are a debt management Read More …
To Buy or Not to Buy a Home?
Investing is like life: nothing ventured, nothing gained. If you’re planning to buy a home, you probably have good reasons for your decision. It may be that you share the feeling that owning your own home is a key part Read More …
Budgeting for Holiday Gifts Now
We all know that one person who starts buying gifts for the holiday season before anyone else. Is it insanity, or is it wisdom? Before you know it the days will be shorter, snow will blanket the ground, and Read More …
Dealing with Illness
Keep your fingers on the pulse of your financial health. Dealing with COVID-19 The Families First Coronavirus Response Act designates that testing for COVID-19 should be free to all Americans, whether they are insured or not. Care for coronavirus, on Read More …
First-Time Homebuyer? Make Sure You’re Prepared for These 7 Hidden Costs
BY: GREENPATH FINANCIAL WELLNESS (GreenPath is a service offered to United Financial Members) As real estate markets re-open across the country, current historically-low mortgage rates may make it seem like the perfect time to purchase your first home. For many, Read More …