A minimum payment on your credit card is the lowest amount you are able to pay without penalties. It could be a set fee, such as $25 a month, or it could be a percentage of your balance plus any Read More …
Category: Financial Tip
15 Tips to Make Your Home More Energy Efficient This Winter
Different seasons require different strategies to save money and reduce your energy waste! Stay cozy all winter long with these energy-saving tips. Lower the thermostat when you’re not at home. According to Energy.gov, you can save up to 10% a Read More …
Celebrate No Spend November!
BY: GREENPATH FINANCIAL WELLNESS ( GreenPath is a service offered to United Financial Members) November brings longer nights, shorter days and a time to reflect on all that we are grateful for. It’s also the perfect time to shift Read More …
Looking to Improve Your Credit Score? Follow These 7 Tips
Would you like to have a higher credit score? Who wouldn’t? A strong credit score means more access to loans and credit opportunities, plus better interest fees and terms. Whether your credit is good or you’ve had some setbacks, taking Read More …
New Baby? Follow These Financial Tips!
A new baby brings plenty of automatic changes to your household, but one shift you’ll need to make for yourself are the adjustments to your finances. Here are some tips for new parents to set up your family for Read More …
Three Ways to Save When Buying Your Next Car
GET PRE-APPROVED: While shopping for your next vehicle, it’s important to know how much you can afford. Talk to us and get -approved for a loan based on the payment you can afford. Once pre-approved, you will know how much Read More …
How a Health Savings Account (HSA) Can Benefit You
The cost of healthcare and insurance can be quite high. If you also have a high deductible plan, it may make sense to open up a Health Savings Account (HSA). HSAs are like a personal savings account, but they can Read More …
How to Stay Ahead of Your Student Loan Interest
Paying back your student loans can seem daunting, but there are plenty of methods you can employ to pay them off faster and get out of debt. Apply for Deferment or Forbearance If You’re Experiencing a Hardship You can Read More …
Off to College? Take United Financial With You!
Starting college can be hectic enough with moving, meeting roommates, navigating campus, and learning new subjects. Don’t over-complicate your life by setting up a second bank account. At United Financial, we can still serve your banking needs while you’re away Read More …
What is Venmo? Is it Safe to Use?
There are so many ways to send money these days. One of the more popular routes is with the popular new mobile app called Venmo. According to their site, Venmo is “a digital wallet that lets you make and share Read More …