If you are looking for a better alternative to fit your family’s needs in terms of a mortgage, instead of paying (or using money the seller is giving to you for your closing costs) look at the Balloon Mortgage and save yourself some undue headache over the next couple of years, only to be back where you are right now.
Category: Mortgage
How Healthy is Your Housing Budget?
By GreenPath Financial Wellness Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable housing. What’s a healthy amount of your monthly budget to spend on housing? A common rule of Read More …
Is Putting Off Buying a Home Costing You?
You don’t have to make the journey of buying your first home alone. It’s why we have mortgage brokers in our offices. Come talk with us about your homeownership goals and we can help you understand the correct actions to take to get there.
Benefits of Getting A Pre-Approval When Home Shopping
One of the first pieces of advice you’ll probably receive if you’re interested in buying a home is to get pre-approved for a mortgage before you shop. While a pre-approval letter has always been an important first step in the Read More …
Working with a Mortgage Lender
Finding a mortgage lender isn’t as hard or scary as it seems.
Home Buying with United Financial
Buying a home can certainly be an intimidating process, but at United Financial our goal is to help walk you through each step of the way and make it as easy as possible! Whether you’re a first time buyer or Read More …
Buying a House
Ready to buy a new home? Start by defining your goals. Consider where you want to live, the features you’re looking for, what you can afford, and a realistic date for having the money you’ll need. Then apply your knowledge to making this key decision.
To Buy or Not to Buy a Home?
Investing is like life: nothing ventured, nothing gained. If you’re planning to buy a home, you probably have good reasons for your decision. It may be that you share the feeling that owning your own home is a key part Read More …
First-Time Homebuyer? Make Sure You’re Prepared for These 7 Hidden Costs
BY: GREENPATH FINANCIAL WELLNESS (GreenPath is a service offered to United Financial Members) As real estate markets re-open across the country, current historically-low mortgage rates may make it seem like the perfect time to purchase your first home. For many, Read More …
Saving For Your First Home
Saving for your first home can be a daunting task, but as long as you create a strategic plan and set realistic goals you’ll finally be able to get the keys to your first home. Research The Home Buying Read More …