Let’s Make Your Homeownership Dreams a Reality

A mortgage isn’t just paperwork—it’s the start of your next chapter. And in today’s market, having someone in your corner really matters. Whether you’re thinking about refinancing or starting the search for a new home, I’d love to be the person you trust to guide you through it. Partner with me and United Financial, and we’ll make the whole process feel a lot easier.

Local Service

I have worked in the Mortgage industry since 1995, most of that time spent with local community banks or credit unions.  I graduated from Lapeer East High School in 1990, then graduated from Hillsdale College in 1994 with my BA in Business Administration – Finance.  I joined United Financial in 2020.  I presently live in Metamora with my wife and 3 daughters, the oldest of which is attending Saginaw Valley State University.  In my free time, I enjoy sports, playing the piano, working outside on my property and going to Tawas in the summer for vacation.
 

Let’s Make Your Next Home Possible

Whether it’s your first home or your fifth, a mortgage is simply a step toward what’s next—a practical way to build stability and move forward with confidence. Because everyone’s situation is different, we offer a wide range of loan options, including Fixed‑Rate Conventional, Balloons, Construction Loans, First‑Time Homebuyer programs, and more. Our goal is to help you find an affordable solution that fits your needs and gets you into the home you want.

No matter what your situation may be, I will work with you to find a mortgage solutions that will for your needs.  Give me a call today for the latest mortgage rates and find out how I can help you make your next home or refinance possible.

Contact Eric for your next mortgage

Eric Barnette
VP of Mortgage Lending
ebarnette@unitedfinancialcu.org
989-399-8663

NMLS# 421338

Interested in a Mortgage – but have more questions?  Our team can help. Whether you want to discuss mortgage interest rates or loan options, we’re here to help you through it all. Complete the form below and someone from our mortgage team will reach out to you:

Mortgage Application

Use the link below to apply for these mortgage types:

  • Balloon and Fixed Rate options
  • Home Equity
  • Construction Loans
  • Vacant land loans
  • Rural Development loans

VA/FHA Application

Use the link below to apply for these mortgage types:

  • FHA Mortgage Loan
  • VA Mortgage Loan