UFirst Rewards: Checking Accounts

Your Checking – Your Reward –
Your Choice!

Now offering even more reward options for your Checking Account! You can choose what Reward best fits YOU!

  • UFirst Cash Rewards
  • UFirst Cash Back Rewards
  • UFirst iRewards

Contact us to set up your UFirst Reward Checking Account today!

Cash Rewards Checking

Cash Rewards Checking can provide you an above market rate on a monthly average daily balance up to $10,000 in your checking account, plus reimburse you for ATM withdrawal surcharges° you may receive from other locations.

Here is how it works!

  1. Contact the Credit Union to select the Cash Reward Checking Accounts.
  2. Make sure you meet the monthly requirements (listed below).
  3. You will receive your Reward at the end of the month!

°The maximum for ATM reimbursement is $25.00 per month. Debit Card Transactions must have a minimum transaction amount of $5.00 each. Debit Card transaction must clear the account by the end of the month to qualify for the 15 transactions.

Cash Back Rewards Checking

Cash Back Rewards Checking can provide you 1% cash back on your Debit Card purchases (up to $10 a month), plus reimburse you for ATM withdrawal surcharges you may receive from other locations.

Here is how it works!

  1. Contact the Credit Union to select the Cash Back Reward Checking Accounts.
  2. Make sure you meet the monthly requirements (listed below).
  3. You will receive your Reward at the end of the month!

°The maximum for ATM reimbursement is $25.00 per month. Debit Card Transactions must have a minimum transaction amount of $5.00 each. Debit Card transaction must clear the account by the end of the month to qualify for the 15 transactions.

iRewards Checking

iRewards Checking will reimburse you for purchases made from the iTunes or Google Play Store (up to $10 a month), plus reimburse you for ATM withdrawal surcharges you may receive from other locations.

Here is how it works!

  1. Contact the Credit Union to select the iReward Checking Accounts.
  2. Make sure you meet the monthly requirements (listed below).
  3. You will receive your Reward at the end of the month!

°The maximum for ATM reimbursement is $25.00 per month. Debit Card Transactions must have a minimum transaction amount of $5.00 each. Debit Card transaction must clear the account by the end of the month to qualify for the 15 transactions.
Monthly Requirements

You need to have:

  • A UFirst Reward Checking Account
  • Direct Deposit
  • Virtual Branch (log into at least once a month)
  • E-Statements
  • 15 Debit Card transactions that are greater then $5.00
  • Pay 1 bill a month with Net Pay Online Bill Pay
Benefits of Checking Account

Our checking account is unbeatable! We offer several money-saving features that assist our members. Use your United Financial checking to make purchases, pay bills or get cash.

  • No minimum balance requirement.
  • There is no minimum amount that needs to stay on deposit.
  • No per check charges.
  • Free online account access.
  • There are no fees regardless of your positive balance.
  • Easily re-order your checks online (click here)
  • Identity Theft Protection Service
    • Personal checking accounts at United Financial include IDProtect®- Identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1 for a low monthly fee of $1.99.

 


1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered).   Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
Reward Checking FAQ

Q: What happens if I don’t meet the qualifications this month for the UFirst Reward Checking?
A: If you do not qualify for a UFirst Rewards Checking in a given month, you will still remain in that reward level but your account will not receive the monthly reward and you will not receive any ATM withdrawal surcharge reimbursements. You do not need to re-enroll in the UFirst Rewards Checking account.  If you qualify next month, you will receive your rewards.

Q: Can I qualify for multiple UFirst Reward Checking accounts?
A: No, you can only have one UFirst Reward Checking account per SSN.

Q: Can I change to a different UFirst Reward Checking account type?
A: YES!  Just contact the Credit Union and let us know what type you would like to change to.

Q: Can I qualify for a UFirst Reward Checking account on my Business Account?
A: No, UFirst Reward Checking accounts are for Personal Accounts only.

Requesting Information on Reward Checking Account

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We will respond to your request within 2 hours during our business hours, and next day if it is after hours.