Checking Accounts

Our checking accounts are unbeatable! We offer several money-saving features that assist our members. Use your United Financial checking to make purchases, pay bills or get cash.

We have a checking account to best fit U!

Select an option below to learn more.

Checking options:


IDProtect ®- Identity Theft Protection Service

All of our Personal checking accounts at United Financial include IDProtect®- Identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1 for a low monthly fee of $1.99.


1 IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered).   Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.