Buying a home can certainly be an intimidating process, but at United Financial our goal is to help walk you through each step of the way and make it as easy as possible! Whether you’re a first time buyer or looking to add a second home, we are here for you.

Types of Mortgages and Loans

At United Financial, there are quite a few ways we’ll help you to finance a home. You can apply for a mortgage loan if you want to buy your first home, pay for new home construction, refinance your existing home, buy a vacation home, or purchase an investment property. We also offer different types of loans depending on what fits YOU best! We’re currently offering balloon and fixed rate options, home equity, construction, vacant land, FHA, rural development, and VA loans!

The Right Loan

We can help you to determine which loan option best fits your needs. To do this we take into account several factors:

  • Your monthly income
  • How much you owe
  • How much you want to spend on your new house
  • How much you still owe if you are refinancing
  • How much you have to put down
  • How long you’re planning to stay in your new home
  • How much flexibility you have with your monthly payment!

3-Step Process

Through our simple 3-Step process, you can easily determine what types of mortgages and pricing options work best for you. While the process is straightforward, we are just a call away if you have any questions.

  1. Step 1 – Application and Pre-approval: Just call us at 989-777-3620 or apply here to start the application and pre-approval process!
  2. Step 2 – Loan Processing & Underwriting: There’s a lot of paperwork involved with purchasing a home. We can help you gather and submit all the necessary documentation so that you can quickly get approved for a home.
  3. Step 3 – Closing & Move In: We’re here to walk you through completing all closing documents so that you can enjoy your new home.

Let United Financial Help!
We’d love to help you move into a new home! Stop into one of our many locations today or give us a call.