Let us help you find your new car! Check out our Auto Shopping site and start your search today!


Drive your dreams with United Financial Credit Union’s Auto Loans. Enjoy competitive rates, flexible terms, and a seamless application process. Whether you’re buying a new or used car, our tailored financing solutions put you in the driver’s seat. Experience the road to hassle-free auto financing – Apply Today! 

Step 1


One of our friendly auto loan reps would be happy to assist you.



Step 2


Now that you are pre-approved for your auto loan and know how much you can afford – finding your perfect car will be a snap.

Step 3


Time to show off your new wheels! 

Why Finance with United Financial Credit Union?

We have everything you need when you are shopping for a new vehicle, all in one place! If you’re in the market for a new or used vehicle, we can help.

  • Three ways to apply for an auto loan: in person, over the phone, or online
  • Competitive auto loan rates
  • Convenient payment terms
  • Friendly service – our auto loan reps will walk you through the entire process
  • °Indirect Dealer options – have your auto loan paperwork prepared right at the dealership. See a complete list of our Indirect Dealers


Auto Insurance

There are many important decisions that must be made throughout someone’s life, let United Financial CU help you with your insurance needs.  We have collaborated with Preferred First Insurance to bring United Financial CU members UFirstFinancial. Our partner agents will consult with you on the coverage and premiums that meet your specific needs.  United Financial Members can also receive a discount on their insurance premiums, just by being a member of the credit union on top of additional available discounts.  Members could save up to 35% with the available discounts!

Contact PFI today for a free Auto Insurance quote.

Protection Packages

United Financial is proud to offer Debt Protection for your loans at the Credit Union. Giving you peace of mind if something were to happen, your loan should be taken care of.

You can also add GAP Insurance (Guaranteed Asset Protection) or Mechanical Repair Coverage (MRC) to your auto loan.

GAP is a low-cost coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

MRC helps pay for covered repairs on your car when the unexpected breakdown occurs.

Proof of Insurance Coverage

Have you been asked to provide proof of insurance coverage for a new or existing loan? Simply enter your policy information online and allow us to verify your coverage and update our records as required in your loan agreement. Enter policy information here.

Have a Question?

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 To schedule your pre-approval appointment and begin our easy 3-step process call:

(989) 777-3620 

If you don’t need assistance and are ready to start then