Current Offers and Promotions

Celebrate Youth Month with United Financial!

Offer valid until  April 31, 2021

United Financial is celebrating Youth Month, which is a program that helps teach and encourage kids to develop good financial habits. Every member under the age of 18 who makes a deposit of $5 or more will receive one entry for our Junior Savers: Saving Challenge and will also have a chance to WIN a Stardust Gift Card!


Every new Youth or Teen Account opened in April will be entered for a chance to WIN a Stardust Gift Card and will also receive a $5 deposit into their new account!

Ready to Improve Your Financial Health

Offer Valid January 4 – April 30, 2021

As your trusted financial partner, we can help you consolidate your debt, provide a free credit report review, and offer you other financial wellness help for the new year!

Balance Transfer Loan – low as 4.99% APR*

​Scrub a Dub Dub, Let’s Spread Some Love

Donations accepted until  May 31 2021

Help us spread some love for Foster Families Navigation and Resource Center in Bay County, along with the CAN Council in Saginaw County.  We are collecting bath items for Foster Families.  Items collected will be used to make special packages for these children.

Bay City Office Now Open!

Our newest location is now open!!   Stop in and visit us at our new location in Bay City – 6354 Westside Saginaw Road (M-84)  Bay City, MI 48706

Join us in Freeland for the Annual Walleye Festival

Register for our 5K/10K Run, stop in for a free Tote Bag, and Open a New Account and receive a $25 gift card!

Double Step Up CD: LIMITED TIME OFFER

Offer Valid January 4 – TBD

This is a 39 month Certificate of Deposit which allows you to “step-up” the rate to whatever the current rate is, twice during the 39 month term. Current rate is 1.00% APY**

15 Month CD: LIMITED TIME OFFER

Offer Valid March 1 – TBD

If you are looking for a shorter term CD at a good rate – check out our Limited Time 15 Month CD Special.

Honoring our Teachers

Offer valid until  June 30, 2021

We are teaming up with z93.3 Radio Station to celebrate our Teachers.  Visit the link below to nominate your Teacher to win one of the weekly $100 Visa Gift Cards.   We want to thank all of our Teachers for your service and dedication to our youth.

Share the Credit Union with your Friends!

Offer valid until  December 31, 2021

Invite your family, friends, co-workers to become members of United Financial, and you can both receive a $25 gift card!

Save on TurboTax

Offer valid until  May 17, 2021

United Financial Credit Union works with TurboTax to provide special savings for our valued members — get up to $15 off TurboTax federal products. Start today!

Love My Credit Union Rewards

We are excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Members can save on a variety of products and services like TurboTax, wireless service, home security, travel & entertainment and more through Love My Credit Union Rewards.