Individual Retirement Accounts
Supplement your pension and social security with a Traditional IRA from United Financial. Your funds are tax deferred, may be tax deductible and they are insured separately up to $250,000 by the NCUA. United Financial also offers IRA certificates or various term limits and potentially higher dividends. You may also directly transfer certain qualified retirement plan money to this account.
With a Roth IRA, there is no age limit for required distributions. You may withdraw any contributions (deposits) you have made to this account at any time and for any reason – without being taxed or penalized. If you choose to withdrawal earnings (dividends), you are subject to penalty and tax unless you meet certain qualified distribution requirements. Roth IRA funds are insured separately up to $250,000 by the NCUA.
Traditional and Roth IRA certificates are also available.
Updated IRA Disclosures – Effective March 2020 – Please click here to read disclosures
Prepare for your future with a Roth IRA
An IRA can help you save more for retirement
Save for retirement with a Traditional IRA
Moving your retirement savings without losing tax benefits
An HSA is more than just a savings account for medical expenses
Help the child in your life achieve a bright future.
Understand your beneficiary distribution options
Is it time to cash in on your retirement savings?
Information for your Business
Finding the right retirement plan for your business.
There’s a plan for your business.
An HSA completes your health benefits package.