Financial Beginnings Account
Gives Teens “Real World” financial management skills! For ages 13 – 17
It’s Time to Apply for a United Financial Scholarship!
We are excited to once again offer our young members the opportunity to apply for one of our four (4) college scholarship awards, each in the amount of $500. If your high school senior is making plans to attend college, be sure to have them apply for a United Financial scholarship to help pay for college related expenses. The deadline to submit applications is March 31, 2023.
Savings Account:
Membership begins with a $25 deposit into a savings account.
Please bring with you , when you open an account:
- You’ll need your Social Security Card, Student ID or Drivers License {something to verify your identification}
- An adult (someone 18 or older) to give you permission to open an account
- Must complete Guide to Money Questionnaire before opening
Participate in our Junior Savers – Monthly Saving Challenge! Each deposit earns you a chance to win a monthly prize!
Checking Account:
Members over the age of 13 can enjoy a convenient checking account. Unlimited Check writing, NO monthly Fee & get your first 50 checks FREE when you order your first box of checks.
MasterCard Debit Card:
It is like a check, but without the paper! Use your Debit Card anywhere the MasterCard logo is displayed. DON’T FORGET to deduct your purchases or withdrawals from the balance in your checkbook register. Works like a check and that money comes right out of your checking account!
Auto Loan:
Every teenager wants their own car! Our low-cost auto loans can help make that dream a reality!
Virtual Branch & 24 Hour Telephone Teller:
Access your accounts 24 hours a day 7 days a week. Check you balances, transfer money between your accounts, or see what transactions have cleared your account. Call a Member Service Representative to sign up today!
Mobile Banking:
United Financial Credit Union members can manage their accounts anytime and from anywhere, using our free Mobile Banking service. This service gives you three options on how to access your accounts from your mobile phone or device by using either Mobile Web, Text Banking or Downloading the iPhone or Android App.
More Information
Must complete Guide to Money Questionnaire before opening.
Free Financial Education – Banzai Teen
Created for users aged 13-18, Banzai Teen gives teens the opportunity to work through real-life financial problems in a safe environment. Throughout the course, the user’s goal is to save enough money to register at Vanderbilt Community College, but unforeseen challenges and quirky scenarios makes reaching that goal not-so-straightforward—just like real life!