Benefits of Membership

Benefits Plus | ID Protect | Report Card Rewards | GreenPath Financial Wellness |BudgetSmart | CheckRight | Credit Union Rewards  | Accidental Death & Dismemberment Insurance | Health Insurance |Auto & Homeowners Insurance Discounts | ADT | Spirit Ticket Vouchers |Sprint Discounts | Cedar Point | Co-Op ATM Network | Various Other Services

Why Join United Financial?

United Financial Credit Union members love their credit union for many reasons.

  • Friendly personal service
  • Extended Drive Thru Hours
  • Credit card with rewards, no annual fees, low interest rate
  • Direct deposits and wire deposits
  • Free Financial education and counseling services
  • High interest rates on savings accounts and CDs
  • Discount programs {See Below}
  • Investment services
  • Checking Account with no minimum balance requirements
  • Low interest rates on mortgages and vehicle loans
  • Notary services
  • Online and mobile banking
  • Your savings are insured up to $250,000 so you can trust your money is safe and secure.
  • We follow conservative investment practices, lend responsibly and live within our financial means, so you can trust your credit union’s decisions

Benefits Plus

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With a Benefits Plus® membership, you will be able to access discounts at over 500 local businesses on everyday purchases. These discounts include auto maintenance, restaurants, salons, and more!  Benefits Plus® also provides full travel services with rebates and cellular phone care coverage; you’ll be surprised how many different ways you can save.
Learn More

If you don’t have a Benefits Plus card enroll now to start saving today! You can enjoy a 90 day Free Trial – after the 90 days there is a monthly fee of $3.95 for this program.


ID Protect

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What is Identity Theft?

Identity theft is a crime in which an imposter gains access to another personal information, such as Social Security, credit card numbers, or medical insurance information and uses this information for personal gain. Identity theft might be the result of a lost or stolen purse, stolen mail, documents taken from trash, data breach, computer virus or telephone scam.
Becoming a victim of identity fraud is a frightening, frustrating experience and it can happen to anyone at any time. If you become a victim of identity theft, experts will provide you with professional fraud resolution, helping you document damage and file necessary paperwork. This recovery plan reduces time spent restoring your credit and reputation, and valuable expense reimbursement is offered to help cover eligible expenses related to clearing your name and repairing damaged credit.

Personal checking accounts at United Financial include our identity theft protection service, IDProtect®. You, your family (1), and joint account holders receive the following identity theft protection for a low monthly fee of $1.99.

· Credit Monitoring – daily credit file monitoring and automated alerts of key changes to your Experian, Equifax and TransUnion credit reports (registration/activation required)
· Total Identity Monitoring – continuous monitoring of over 1,000 databases including credit, Social Security, public records, real property records, telephone and many others (registration/activation required)
· 3-in-1 Credit Report – can request new report every 90 days or after receiving credit alert (registration/activation required)
· Credit Score – can request new credit score every 90 days or after receiving credit alert (registration/activation required)
· Fully Managed Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case who will work with you until your credit and identity are restored
· Identity Theft Recovery Case Plan – to inform you of the recovery process
· Up to $10,000 Identity Fraud Expense Reimbursement Coverage (2)
· Debit and Credit Card Registration (registration/activation required)
· Online Identify Theft News Center and Valuable Phone and Web Resources

If you’re not already taking advantage of this service, contact a United Financial representative to start protecting yourself today!
There’s no substitute for your protection and peace of mind.

Click here to activate your membership.

1 IDProtect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
2 Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Report Card Rewards

Did you know you can get paid for earning good grades at school? It’s true!!
Just bring in your report card, show us your grades and we will give you $2.00 for every A and $1.00 for every B.

You can turn in up to 2 report cards per school year and earn up to $10 per report card. Report cards should be from the current marking period. Good for Kindergarten – High School students.


GreenPath Financial Services

Your Path to a Bright Financial Future Begins Here…

Did you know you have free access to GreenPath’s financial experts to guide you through life’s financial challenges?

GreenPath is a non-profit company that equips people with knowledge and tools to lead financially healthy lives.  They can partner with you to ease financial stress, manage debt, save for the future, make informed financial decisions, and achieve your financial goals.

GreenPath offers personalized assistance with:

  • Budgeting and money management
  • Debt repayment
  • Understanding your credit report and how to improve your score
  • Avoiding bankruptcy, foreclosure and repossession

CALL TOLL- FREE 877-337-3399 TODAY or visit their website

 


BudgetSmart

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BudgetSmart is a software program that you can download to your personal computer. This easy-to-use software tool uses simple graphics, “pop-up” boxes and bar charts to help you manage your money more effectively.

You can use the program to:

  • Establish a budget
  • Track spending
  • View tips for improving areas of overspending or inadequate saving
  • Experiment with “what if” scenarios to determine how a major purchase or change in income would impact your budget
  • Click here to download the program to your computer free of charge and you will be on your way to creating your own personalized budget!

CheckRight

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Whether you are looking to open a checking account for the first time or you have had difficulty handling an account in the past, CheckRight is designed to teach you how to manage your checking account. The self-study program allows you to learn at your own pace. Among other things, the program will help you learn how to:

  • Open an account
  • Write Checks
  • Make Deposits
  • Reconcile your account
  • Create a spending plan
  • Begin the program by clicking here.

Credit Union Rewards

Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is all about.

We are excited to offer you, our member, exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

  • We have teamed up with Sprint to offer you up to a $100 Cash Reward with every new phone line.  Click here for more information.
  • Save up to $15 on TurboTax Federal tax products
  • Save on services for your home from ADT, DIRECTV, Allied, and more
  • Earn cash back when you shop at over 1,500 online retailers with Love to Shop

The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org


Accidental Death & Dismemberment Insurance

We've Streamlined How Members Can Claim Their Complimentary AD&D Coverage. It's Fast, Easy And Online. Get Started.

Accidents can happen anytime. Don’t leave them unprepared.

Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.

How does it work?

As a member of United Financial Credit Union you are eligible to enroll for $2000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.

What’s covered?

Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family’s (Family Plan) with up to an additional $300,000 in coverage.

Acceptance is guaranteed and there are no medical questions.‭

Enroll today at www.TruStage.com/ADD‬‬‬‬

TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬

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TruStage Auto and Homeowners Insurance Discounts

Safeguard what matters most. You could save an average of $509* on car/home insurance. Find out more. TruStage Insurance Agency.

TruStage® Auto & Home Insurance Program
Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 1-855-483-2149.
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017
 
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Health Insurance

Buy health insurance today. Get coverage. TruStage Insurance Company.

The TruStage® Health Insurance Program: Affordable health insurance made easy.
The federal open enrollment period for health insurance is now closed. However, some major life changes could qualify you to buy health insurance.
  • Family changes like getting married or the birth (or adoption) of a baby
  • Loss of health coverage from your employer

Events like these (and others) mean you may have a limited time to buy health insurance or you could miss your opportunity.

The TruStage Health Insurance Program with GoHealth can help. Simply call 1-888-416-2166 to get started or visit TruStage.com/Health. 

The TruStage® Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. © TruStage Insurance Agency 2017
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ADT Credit Union Member Plan

Credit Union Members Can Save and Get Peace of Mind with ADT
United Financial and Invest in America are offering an exclusive ADT Credit Union Member Plan. The plan includes a FREE ADT monitored home security system* and start up equipment, plus:
$425 in exclusive credit union member savings in additional equipment:
• 3 additional window/door sensors
• 1 additional wireless remote control
• Glass break sensor
• Fire and emergency panic alert

Discover how affordable peace of mind can really be with the ADT Credit Union Member Plan. Click Here for more information.

*With $99 customer installation and purchase of alarm monitoring services.

 

Saginaw Spirit Ticket Vouchers
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Purchase your Saginaw Spirit Ticket Vouchers here – $10.50 each. Good for one Upper Level seat at a Home Game. Tickets available during hockey season

 


Sprint Discounts

Member Cellular Discounts with Sprint

We have teamed up with Sprint to offer you up to a $100 Cash Reward with every new phone line.  Click here for more information.


Cedar Point Tickets

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As a Credit Union member you can get discounted Cedar Point tickets at any of our offices! Tickets are available May – October each year.

2018 Pricing:
Good Any Day Adult Ticket- $47.00
Juniors and Seniors – $43.00 ( Juniors – 48″ or less Senior 62+)
2 Day Pass – $72.00


Co-Op ATM Network

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In the co-operative spirit, credit unions have joined together to give members ATM accessibility nationwide! Enjoy the convenience of over 25,000 surcharge free ATMs throughout the united states, simply for being a member. There are over 60 in the tri-city area, alone! Click here to find ATMs in your destination location.

 


Various Other Services

  • Free Notary Service
  • Free Document Shredding
  • Coin Counting Machines
  • Safe Deposit Boxes (Auburn & Weiss Office)