General FAQ’s

Q. What is United Financial Credit Unions routing number?

United Financial Credit Union Routing Number is 272477241

Q. Where can I find my account number?

Your account number comes after your routing number on the bottom of your check. It is before your check number on the bottom right corner.

Q. What is a routing number and where do I find it?

United Financial Credit Union Routing Number is 272477241

A routing number is a unique number used to identify a specific financial institution. The 9-digit number is located at the bottom left corner of your check.

Q. Where is United Financial Credit Union located?

We have multiple locations in the Great Lakes Bay Region. Click here to find the office nearest to you.

Q: What are your branch hours?

You can view our locations and hours here.

Q: Can you help me find an ATM?

Yes, use our see our branch locations to find ATM locations. United Financial Credit Union is part of CO-OP Network which has access to nearly 30,000 network ATMs nationwide.

Q: How can I change my debit card PIN?

To change your debit card PIN you can call 1-866-762-0558 or visit one of our ATMs and select Change PIN. 

Q. What is the difference between a Credit Union and a Bank?

Credit unions offer services like banks do, but there are some differences.

  • Credit unions are not-for-profit organizations. This means that any profit the organization earns beyond operating costs is returned to the members in the form of better interest rates, low or no fees, improved and expanded services and facilities. That’s why we can often offer higher interest rates on savings and lower rates on loans than banks can. The profit earned by banks is paid to owners and shareholders rather than to the bank’s customers.
  •  Members of credit unions are provided the same products and services offered by a bank – and often at better rates and low or no fees and with superior member service.