Interested in Refinancing your Mortgage?

house on a street

With historically low mortgage rates, now is a good time to refinance your current home loan.

Why refinance? It may make sense if you can lower your interest rate or if the value of your home has increased. Refinancing can be a helpful tool for home improvement, debt consolidation or simply lowering your monthly payment.

Reasons to refinance:

  • Switch from an adjustable rate loan to a fixed rate mortgage
  • Reduce your interest rate and your monthly payment
  • Build equity faster by shortening the term of your loan to 15 or 20 years

United Financial is your trusted financial partner with a wide variety of accounts and services, we can help keep things running smoothly today and plan for a bigger, better tomorrow. You can enjoy the personal attention you deserve with friendly, local service from our expert staff.

Buying or refinancing a home is about you and your home, not about the mortgage. We’ve streamlined the process for both into easy steps. Once you have the financing you need you can focus on what really matters: your home.

Competitive Rates and Great Term options available!!

Ready to get started? Contact our Mortgage Department at 989.777.3620 or email to schedule an appointment with our team today!

Membership Eligibility

We are happy to offer membership to to anyone that lives, works, worships or attends school within any county in the State of Michigan’s Lower Peninsula. An individual becomes a member of United Financial by opening a Savings account. This is our basic savings program and requires an initial deposit and minimum balance requirement of $25.

Now it is easier then ever to open your account! Click on “Open an Account” below and start the account opening process from the comfort of your own home.

If you run into any questions or problems, please give us a call at 989-777-3620 ex 5103 or email



United Financial Credit Union NMLS ID 652309