Our checking account is unbeatable! We offer several money-saving features that assist our members. Use your United Financial checking to make purchases, pay bills or get cash.
- No minimum balance requirement
- There is no minimum amount that needs to stay on deposit.
- There are no fees regardless of your positive balance.
- Easily re-order your checks online (click here)
No Monthly Fee
We do not charge a monthly fee for account maintenance.
No Per Check Charges
Unlike some institutions that allow so many free and then start charging per-check over a certain number, United Financial lets you write as few or as many and it doesn’t matter.
Free Monthly Statement
There is no monthly statement-processing fee. We will send you a statement of your Checking account free every month.
Dividends are posted on the last day of the month and are clearly itemized on your monthly statement. Dividends are earned on an average daily balance of $2,500 or more.
Fifty Free Checks
When you place your first order of checks with us (upon opening your new account), we will also order fifty checks for you for free to get you started.
Free Checks for Seniors
We offer one style of checks free of charge to members who are 64 years of age and older.
Duplicate Copies of Each Check
The checks we offer come with carbonless copies – so you’ll automatically write a non-negotiable duplicate every time you issue a check. Checks are not returned on a monthly basis – so these copies serve as receipts. For a small fee, check copies may be ordered for proof of payment.
Debit/ATM Card Access
Your Checking account and Debit/ATM Card go hand in hand. In fact, you will need a United Financial Checking account in order to use the Debit/ATM Card for debit transactions. Click Here to OPT IN for Overdraft Services
Balance Your Account with United Financial Virtual Branch Online Banking
United Financial Virtual Branch and U.S.24 Telephone Teller will give you the status of your account 24 hours a day, 7 days a week. You can transfer funds between accounts to cover checks or debits, monitor recent activity, and even reorder checks online. It’s a great compliment to your United Financial checking account!
IDProtect ®- Identity Theft Protection Service
Personal checking accounts at United Financial include IDProtect®- Identity theft monitoring and resolution service for you, your joint account holders, and eligible family members1 for a low monthly fee of $1.99.
Direct Rewards Checking
Our checking account is unbeatable! But we have made it even better!
Direct Rewards Checking can provide you an above market rate, plus reimburse you for ATM withdrawal surcharges you may receive from other locations.
Here is how it works!
You need to have:
- Checking Account
- Direct Deposit***
- Virtual Branch
- 12 Debit Card transactions
- Pay 1 bill a month with Net Pay
- Earn an above market rate on a monthly average daily balance up to $25,000 in your checking account
- Get reimbursed for ATM withdrawal surcharge fees from other locations
Already use all of these services?
No problem, you will automatically receive the great rewards!
Missing a few of the services?
That’s ok too! Just give the credit union a call and we can get you set up!!